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Step 4:
Follow-up/Pre-approval

The final stage can often become the most involved. Here you put into action what has been discussed and decided in the previous three stages. Once you have satisfactorily completed the other stages, you will be issued a "Certificate of Completion". This certificate makes you eligible for the special underwriting guidelines that ACORN Housing has with specific lenders. This stage can be as brief as one session or as long as two years. The time involved depends upon your needs, the amount of effort necessary to work out your plan of action, and the diligence with which you work toward completion.

Other workshops are assigned on an as-needed basis. They include:

Credit Workshop -- for enrollees with major credit problems

Budget Workshop -- for more advanced information on managing household finance

Homebuying Workshop -- for information about the process to purchase a home

The program also has a post-purchase component to counsel borrowers who are having difficulty adjusting to the new lifestyle, expense and responsibility of home ownership. It includes advice on adjusting your budget to meet new expenses and notifying lenders of problems in your ability to make payments.

YES! YOU CAN ACHIEVE THE AMERICAN DREAM!!!

- Homebuyer Seminar