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Step 2:
One-on-One Counseling Appointment

Credit Counseling
Creating a Budget
Determining Affordability

Applicants are interviewed by one of our loan counselors. Together you review your credit report, determine what additional documents are needed (if any), and discuss your wants, needs and goals. Then you set a plan of action.

How Much House Can You Afford?
After assessing your financial situation, the next step toward homeownership is deciding what is affordable.

When you meet with your AHC Housing Counselor, you will work together to find out what amount of monthly payment is affordable. Keep in mind that you need to budget not only for your mortgage payment, but for unplanned expenses such as repairs.

Click here to calculate Affordability at Fannie Mae's website.
Affodability Analyzer

- Intake Appointment

Homebuyer Seminar -